Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk


We understand life is full of unexpected surprises. Some good. Some not so good. Sometimes the surprises hurt us financially and give us sleepless nights. Wonga’s products try to minimise this stress by bridging the gap between your cash shortfall and when you will be able to sort your finances - creating breathing space between your money going out and money coming in.

At Wonga, we are always looking for ways to create extra breathing space for our customers and are continually building new features that will help. That’s why all of our loans come preloaded with:

The ability to borrow with certainty because you see all your costs up front with no nasty surprises


The ability not to borrow more than you require because we lend you exactly how much you need, to the pound

The ability to manage your cash flow to meet your specific needs by letting you borrow from 1 day to 6 months (max 188 days)

The ability to save money if your circumstances change by allowing you to repay all or some of your loan early and save interest, with no penalties

The ability not to worry about small slips because we give you 3 extra days to repay if you miss a repayment


The ability to be confident your costs won’t spiral because you’ll never pay more than twice what you borrowed


The ability to access money when you need it because we can send money within 5 minutes, 24/7


The ability not to be anxious about forgetting to repay because we’ll send you timely, mobile reminders


The ability to feel assured you’ve chosen a responsible lender who’ll only lend you an amount we think you can afford to pay back

Together, we call these features Wongability

So, when you get a loan from Wonga you don’t just get money, you get Wongability.

Representative 1,460% APR.